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There are only three states which dont require you to have this coverage in your auto insurance, and there is sound logic behind those which have chosen to! Property damage liability can save you major bucks in an accident.Think about buying an economy sedan and getting rid of your sports car. Insuring a sports car is expensive. Purchase a car that is more low-profile. Larger motors cost more in insurance premiums as well. Another reason its so expensive to insure sports cars is that theyre more susceptible to theft than other cars.Review your policy each year to make sure that you are not paying for coverage that you no longer need. For instance, if you own an old vehicle which is not very valuable Nike Free Run Homme Pas Cher , you may not need to pay for collision insurance. By dropping it, you can save tons of cash every month. 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